Injured, Poor, and Living Off of ICBC Benefits

Parties injured in a motor vehicle accident in BC have access to no-fault disability benefits and payment of some treatment costs through ICBC.  If the injuries were caused by another driver who as at fault, the injured party can bring a lawsuit to recover their additional losses.  In reality, this can play out very differently for individuals, depending on their economic status.  Parties that were barely scraping by before suffering injuries in a motor vehicle accident, are at a comparative disadvantage to those parties that have access to savings or outside streams of incomes, due to a number of compounding factors.

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Help! My insurance claim has been denied for misrepresentation!

Many private insurance plans, including critical illness policies, require you to provide information about yourself and your medical history in the form of a questionnaire or application form.  Failing to fill these out accurately may result in your insurance coverage being voided at the time you make your claim.

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