A recently published Canadian study reveals a frighteningly high correlation between homelessness and traumatic brain injury. This study was funded by the St. Michael’s Hospital Head Injury Clinic in Toronto, the Canadian Institutes of Health Research and the Ontario Neurotrauma Foundation.
If you are injured in a motor vehicle accident in British Columbia that prevents you from working, you may be entitled to disability benefits, even if the accident was your fault. This is because in British Columbia, we have a “no-fault” benefit scheme which provides wage loss benefits, death benefits, and medical benefits that are available to most people injured in a motor vehicle accident in BC (and for BC residents injured in the states, or elsewhere in Canada). These benefits are set out in Part 7 of the BC Insurance Vehicle Regulation (which is why sometimes they are referred to as “Part 7 Benefits”).
Most British Columbians who pursue their personal injury claims through a lawsuit will do so with the assistance of legal counsel. Legal fees are typically very expensive. The vast majority of injured plaintiffs will hire a lawyer on a contingency fee basis, meaning that they will be paid a percentage of the total settlement or judgment, and usually the lawyer doesn’t get paid until the case is over. As a personal injury lawyer, clients will often ask me, “Can I sue ICBC or the other party for all of my legal costs?” My answer to this question is as follows: not really.
Many private insurance plans, including critical illness policies, require you to provide information about yourself and your medical history in the form of a questionnaire or application form. Failing to fill these out accurately may result in your insurance coverage being voided at the time you make your claim.